The article lists top real world asset (RWA) protocols in decentralized finance (DeFi) as of early 2026. It provides a snapshot of key blockchain projects tokenizing physical and financial assets. The list highlights protocols bridging traditional assets with blockchain infrastructure.
One protocol covered is Centrifuge. Centrifuge allows users to tokenize real world assets such as invoices and receivables. These tokenized assets then secure decentralized credit markets. Centrifuge’s system supports asset originators and DeFi lenders.
Another protocol mentioned is Maple Finance. Maple Finance focuses on institutional credit on blockchain. It enables vetted borrowers to access capital without middlemen. The platform connects real world borrowers to decentralized pools of liquidity.
Goldfinch appears as a protocol supporting undercollateralized loans. Goldfinch aims to bring credit markets on chain without requiring full crypto collateral. Borrowers with real world credit can access loans backed by decentralized capital.
The article also highlights Tokeny. Tokeny provides infrastructure for issuing blockchain based securities and tokenized assets. It supports compliance with regulations in multiple jurisdictions. Asset issuers use Tokeny to bring traditional financial instruments on to public ledgers.
MakerDAO is included as well. MakerDAO expanded its decentralized stablecoin model to include tokenized real world assets as collateral. The system allows holders of RWAs to generate Dai against tokenized positions.
Other protocols referenced include Akropolis and Ondo Finance. Akropolis focuses on DeFi savings and credit products with real world yield sources. Ondo Finance issues tokenized versions of traditional financial products such as bonds and money market funds.
The snapshot mentions Symphony Finance Group, which develops tokenized asset products for institutional investors. Its offerings include private credit and alternative yield bearing assets represented on chain.
The article notes that RWA protocols aim to reduce inefficiencies in traditional finance. Tokenization provides fractional ownership and 24/7 settlement in decentralized markets. Projects differ in focus, with some centered on credit markets and others on tokenized securities.
Regulatory compliance remains a key part of many RWA platforms. Some protocols support on chain identity and verification systems to meet legal requirements. Others work with traditional financial intermediaries to integrate assets into blockchain ecosystems.
The piece serves as an overview of how RWAs moved into DeFi by 2026. It shows growth in platforms that link physical and financial assets to decentralized networks. Protocols work on tokenizing assets like loans, bonds, credit receivables, and institutional instruments. The snapshot illustrates sustained interest in bringing traditional value into blockchain based finance.
Source: https://nftnewstoday.com/2026/01/15/top-real-world-asset-rwa-protocols-in-defi-a-2026-snapshot
